Few classes of business offer as many challenges as financial institutions do when it comes to Directors and Officers insurance. The level of fiduciary duty of care is seldom higher and the financial stability of the company in question is one of the most important underwriting questions, leading to complex and sometimes lengthy quoting processes.

We work with financial institution D&O underwriters every day and can help guide you and your clients through the quoting (and renewal!) process. We understand banks, insurance companies, investment advisors and other financial institution have unique coverage needs like:

  • World-wide coverage
  • Broad definition of Insured Person
  • Extended claims definition
  • Expanded definition of loss
  • Advancement of defense costs
  • Final adjudication language
  • Directors/officers retain duty to defend
  • Bankers professional or Insurance Company Professional coverage
  • No enforced settlement/senior counsel clause

We also offer additional/supplemental coverages for financial institutions like: bank bonds and other surety lines, fidelity, cyber etc. Contact us today to discuss your account.



Cincinnati Intermediaries is an insurance wholesale broker focused exclusively on the placement of management and professional liability insurance.

We have sound expertise in Management Liability, E&O, D&O, Miscellaneous Professional, Cyber, Architects & Engineers, Financial Institutions, Lawyers and Non-Profits.

Headquartered in Cincinnati, OH, we operate nationwide and are able to assist retail insurance agents with placement of coverage nationally. Cincinnati Intermediaries represents the majority of the admitted and surplus lines insurance carriers that focus on professional liability insurance in the United States.